Prime Health ConsultantsIndependent insurance agencyLicense information: Julio Fernandez, Licensed Agent — NPN 18786340Verify ↗
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Choose a time with a licensed advisor

Schedule a Health Coverage Consultation

This is Prime Health Consultants’ appointment-planning page for individual, family, self-employed, and employer health coverage conversations. Select the appointment path that fits your needs, then choose a time to speak with a licensed advisor.

Scheduling a conversation does not enroll you in coverage or create an obligation to move forward.

Choose the conversation that matches your next step

The calendar is designed for a focused conversation—not a generic inquiry. Use the guidance below to choose the right appointment and arrive prepared with the information a licensed advisor may need to understand your request.

Individual or family conversation

Choose this appointment if you are comparing coverage for yourself or your household. Bring your state, ZIP code, household needs, and the questions that matter most to you.

Self-employed planning

Choose an individual appointment if you are self-employed. It helps to know your coverage timing, budget range, and any questions you want a licensed advisor to address.

Employer benefits discussion

Choose the business appointment for an employee-benefits conversation. Team size, renewal timing, and employer contribution questions are useful preparation points.

A clear path from appointment to advisor conversation

Your selected appointment type helps route the conversation appropriately. The advisor will use the call to understand your priorities, answer general process questions, and explain the next steps that fit your situation.

  1. 1Choose the appointment type that matches your situation.
  2. 2Select an available time in the calendar below.
  3. 3Meet with a licensed advisor to discuss your coverage questions and next steps.

Individual & Family Appointment Calendar

Select a 15–30 minute time to discuss your household’s health coverage questions with a licensed advisor. Your appointment is a conversation—not an enrollment or plan approval.

Prefer to speak by phone?

Call (305) 333-1434

Booking Page FAQs

Is the consultation free?

There is no fee for the advisory conversation. You can ask questions and understand the process before deciding whether any next step is appropriate for you.

Which appointment should I choose?

Choose Individual & Family for your own or household coverage questions, including self-employed situations. Choose Business & Employer when the conversation concerns employee benefits or a team.

What should I have ready for the appointment?

A general understanding of your timing, household or team needs, budget questions, and any priorities you want to discuss is helpful. A licensed advisor will guide the conversation from there.

Does scheduling a call enroll me in coverage?

No. Scheduling reserves time for a conversation. Enrollment, availability, and any next steps depend on your situation and the applicable plan materials.

Can I schedule if I need coverage soon?

Yes. Select the appointment that fits your situation. A licensed advisor can explain the information needed to discuss timing and available next steps.

Prime Health Consultants
Licensed Insurance Specialists

Independent insurance agency helping individuals, families, and small businesses find affordable private health coverage. Licensed in 30 states.

1550 Sawgrass Corporate Pkwy, 3rd Floor, Sunrise, FL 33323
Julio Fernandez, Licensed Agent — NPN 18786340  |  Verify License ↗
Legal & Compliance
Open 7 Days
Mon – Fri: 9:00 AM – 9:00 PM ET
Saturday: 9:00 AM – 8:00 PM ET
Sunday: 9:00 AM – 5:00 PM ET
Calls honored 8AM–9PM local time

LICENSING & REGISTRATION: Prime Health Consultants is an independent insurance agency. License information: Julio Fernandez, Licensed Agent — NPN 18786340. Licensed to sell health insurance products in Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin, and Wyoming (30 states).

NOT A GOVERNMENT WEBSITE: Prime Health Consultants is NOT affiliated with, endorsed by, or connected to any federal or state government agency, HHS, CMS, HealthCare.gov, or any state-operated Health Insurance Marketplace. We are an independent insurance agency.

IMPORTANT NOTICE: Health insurance products offered on this website are private PPO plans offered directly by licensed insurance carriers. These plans are not ACA-qualified health plans, are not available on HealthCare.gov or any state or federal marketplace, and do not provide minimum essential coverage (MEC). Please review all plan documents carefully before enrolling.

ABOUT OUR PLANS: Prime Health Consultants is an independent insurance agency offering private health insurance plans. These are not part of the government Health Insurance Marketplace (ACA) and are not major-medical ACA plans. Plan availability, benefits, provider networks, deductibles, and eligibility vary by product and by state, and some plans may exclude pre-existing conditions or may not include all essential health benefits. We are not affiliated with any government agency. Any premium, savings, or coverage examples are illustrations only and are not guarantees; your actual plan, price, and coverage depend on your situation and the plan you choose. License information: Julio Fernandez, Licensed Agent — NPN 18786340.

© 2026 JCF Group LLC (Prime Health Consultants). All rights reserved.

JCF Group LLC — Independent Insurance Agency | 1550 Sawgrass Corporate Pkwy, Sunrise, FL 33323

LICENSING & REGISTRATION: Prime Health Consultants is an independent insurance agency. License information: Julio Fernandez, Licensed Agent — NPN 18786340. Licensed to sell health insurance products in Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin, and Wyoming (30 states). License information and credentials can be verified through the National Association of Insurance Commissioners (NAIC) at sbs.naic.org.
NOT A GOVERNMENT WEBSITE: Prime Health Consultants is NOT affiliated with, endorsed by, or connected to any federal or state government agency, the U.S. Department of Health & Human Services (HHS), the Centers for Medicare & Medicaid Services (CMS), HealthCare.gov, or any state-operated Health Insurance Marketplace. We are an independent insurance agency. This website does not represent the federal government's Health Insurance Marketplace.
TCPA / COMMUNICATIONS CONSENT: By submitting a quote request form on this website, you provide your prior express written consent to Prime Health Consultants (NPN: 18786340) to contact you by telephone, text message (SMS), and email at the information you provided about health insurance options. Your consent is NOT a condition of purchasing any product or service. You may revoke consent at any time by: (1) replying STOP to any text message, (2) calling (305) 333-1434, or (3) emailing julio.fernandez@rjprimehealth.com. Under the FCC's April 11, 2025 Consent Revocation Rule, revocation requests will be honored within 10 business days. One confirmation text may be sent upon revocation. Marketing communications will only be sent between 8:00 AM and 9:00 PM in the recipient's local time zone as required by applicable law. All phone numbers are checked against the National Do-Not-Call (DNC) Registry. Consent records are retained for a minimum of five (5) years in compliance with the Telemarketing Sales Rule (TSR).
CAN-SPAM & EMAIL COMPLIANCE: All marketing emails sent by Prime Health Consultants comply with the Controlling the Assault of Non-Solicited Pornography And Marketing (CAN-SPAM) Act of 2003. Every marketing email includes: a clear identification of the sender, a functioning opt-out mechanism, our physical mailing address (1550 Sawgrass Corporate Pkwy, Sunrise, FL 33323), and an accurate subject line. To unsubscribe from email communications, click the "Unsubscribe" link in any email or contact us at julio.fernandez@rjprimehealth.com.
HIPAA NOTICE OF PRIVACY PRACTICES: Prime Health Consultants complies with the Health Insurance Portability and Accountability Act (HIPAA) of 1996. We collect only the minimum necessary personal information required to provide insurance quotes and services. We do not collect protected health information (PHI) such as diagnoses, medical records, or detailed health conditions through this website. Any information you provide is transmitted via 256-bit SSL/TLS encryption. We do not sell, rent, lease, or trade your personal information to third parties for their own marketing purposes. Information may be shared with licensed insurance carriers solely for the purpose of generating the requested insurance quote. We maintain a signed Business Associate Agreement (BAA) with all applicable vendors who process personal data. For our full Privacy Policy and HIPAA Notice, contact us at julio.fernandez@rjprimehealth.com.
PLAN AVAILABILITY & RATE DISCLAIMERS: Health insurance plan availability, benefits, networks, and rates vary by state, county, age, tobacco use, and household size. Not all plans are available in all states or counties. Premium rates displayed in advertising are estimated figures for illustrative purposes only and do not constitute a binding quote. Your actual rate will be determined by your specific profile and the insurance carrier's current underwriting guidelines. Plans described on this website are private PPO health plans offered directly by licensed insurance carriers and are not available on HealthCare.gov or any state or federal marketplace. These plans are not ACA-qualified health plans and do not provide minimum essential coverage (MEC). Coverage levels, benefits, networks, and regulatory protections differ from ACA marketplace plans. It is your responsibility to review the Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) documents before enrolling in any plan. Prime Health Consultants is compensated by insurance carriers through agent commissions. This compensation does not increase your premium.
FTC & ADVERTISING COMPLIANCE: All testimonials and client reviews displayed on this website reflect the genuine experiences of real clients. Individual results may vary. Savings claims are based on actual documented client comparisons and are not guaranteed for all individuals. Prime Health Consultants is not a tax advisor. All references to tax deductibility of health insurance premiums are general information only and do not constitute tax advice. Consult a qualified tax professional for advice specific to your situation.
PRIVACY POLICY SUMMARY: We collect: name, contact information (phone, email), address, date of birth, household income range, and insurance preferences — for the sole purpose of providing insurance quotes and services. We use industry-standard encryption and security practices. You have the right to access, correct, or delete your personal data by contacting us at julio.fernandez@rjprimehealth.com. We honor all requests within 30 days. California residents: additional rights apply under the California Consumer Privacy Act (CCPA). Read our full Privacy Policy.
ADA ACCESSIBILITY: Prime Health Consultants is committed to ensuring digital accessibility for people with disabilities. We continually work to improve the accessibility of our website in accordance with the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA. If you experience difficulty accessing any content on this website, please contact us at julio.fernandez@rjprimehealth.com or call (305) 333-1434 and we will assist you.
© 2026 JCF Group LLC (Prime Health Consultants). All rights reserved.Privacy Policy|Terms & Conditions|Julio Fernandez, Licensed Agent — NPN 18786340|Verify LicenseAdvertising by R&J Prime Consultancy LLC