Health Insurance Agent in Tampa, FL

Do you work at the port, in a hospital or in your own shop in Tampa, with no health plan behind you? Prime Health Consultants is an independent insurance agency, and our licensed advisors serve Tampa from our Sunrise office by phone, WhatsApp or video. You can compare private health insurance options with a health insurance agent in Tampa, in English or Spanish.

Call (305) 333-1434 WhatsApp us Book a time

Tampa's port, hospitals and small businesses

Tampa Bay has a mixed working economy. There is the port and shipping, hospitals and clinics, and offices downtown, plus a long list of independent shops, restaurants, trades and family businesses. Some jobs come with a plan. Many contract, seasonal and owner-run ones do not.

If you do not have a plan through work, a private plan may be one option to compare. Private plans are medically underwritten, so the carrier looks at your health history and may decline an application or exclude certain conditions. That is not the right fit for everyone, and we tell you so.

Per-diem and contract healthcare workers, and port contract crews

Not everyone who keeps Tampa's hospitals and clinics running is on a hospital payroll with benefits. Some per-diem nurses, contract technicians, home health aides and locum staff are paid as 1099 workers, which means they handle their own coverage.

The same can be true of port and shipping contract work: drivers, dock and warehouse crews, and marine trades that move from job to job. If you work that way, a private plan may be one option to compare. Gaps between contracts can happen, and private plans can be applied for any time of year, though approval depends on the carrier.

Who we help in Tampa

Individuals: who are between jobs or work for an employer with no plan.
Families: around Tampa Bay who want to sort out options for everyone in the house.
Self-employed and 1099 workers: such as per-diem nurses, contract technicians, drivers and tradespeople.
Small businesses: from shops to trade crews that want to look at employer-sponsored plans for their team.

How it works

Tell us who needs coverage. Call, message us on WhatsApp or book a video chat. Tell us who would be on the plan and how you are paid.
A licensed advisor walks you through your options. We explain what is on the table, how plans differ and what the carrier may ask about your health.
You decide, with no pressure. Take the time you need. If you want to apply, your advisor helps with the paperwork.

Ready when you are

Have the names and birth dates of each person who needs a plan.
Think about the doctors and medicines you use now.
Call (305) 333-1434 to talk with an advisor, in English or Spanish.

Our Sunrise office

Prime Health Consultants

1550 Sawgrass Corporate Pkwy, 3rd Floor, Sunrise, FL 33323

Phone: (305) 333-1434 · WhatsApp: (786) 675-7004

Hours: Mon–Fri 9 AM–9 PM · Sat 9 AM–8 PM · Sun 9 AM–5 PM

Get directions

Areas we serve: We also serve St. Petersburg, Clearwater, Brandon, Riverview, Wesley Chapel, Largo, Plant City and Temple Terrace. Our licensed agent Julio Fernandez is licensed in 30 states.

Questions from Tampa residents

What does it cost to talk with an advisor?

Nothing. A conversation with a licensed advisor costs you nothing, and there is no pressure to buy.

Can I talk with an advisor in Spanish?

Yes. Our advisors work in English and Spanish, and you can use both in the same call.

Do you help with Medicare?

No. We sell private health insurance plans for people under 65, and we do not offer Medicare. For Medicare questions, contact Medicare at 1-800-633-4227 or Florida SHINE at 1-800-963-5337.

I own a small shop in Tampa. Can you help?

Yes. We help small business owners look at employer-sponsored plans for their team, and we can help with a plan for you too.

Do I have to come to your office?

No. We work with Tampa residents by phone, WhatsApp or video, so there is no trip to make.

I live in Brandon or St. Petersburg. Can you still help me?

Yes. We serve the whole Tampa Bay area from our Sunrise office, so which side of the bay you live on does not matter.

I work per-diem shifts or contracts at Tampa hospitals. Can I get a private plan?

Many per-diem and contract healthcare workers look at private plans. Approval depends on your health history and the carrier, and your advisor will explain what to expect before you apply.

Are private plans right for everyone, and can I apply any time of year?

Not always. The carrier looks at your health history and may decline an application or exclude certain conditions. You can apply any time of year, with no waiting for open enrollment.

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