Health Insurance Agent in Miami, FL

Have you been searching for a health insurance agent in Miami and finding only call centers? At Prime Health Consultants, an independent insurance agency, one licensed advisor works with you from our Sunrise office by phone, WhatsApp or video. We help Miami residents compare private health insurance options in English or Spanish.

Call (305) 333-1434 WhatsApp us Book a time

Health insurance for Miami's self-employed and small business owners

Look around Miami and you will find people who work for themselves: contractors, drivers, stylists, real estate professionals, restaurant owners and online sellers. Many have no employer plan to lean on, so a private plan may be one option worth a look.

Private plans are medically underwritten. The carrier looks at your health history before it decides, so some applicants are declined and some conditions can be excluded. Your advisor explains this before you apply.

Bilingual households, one conversation

Many Miami families speak English at work and Spanish at home. You can talk with us in the language you are most comfortable with, and a parent, a spouse or an adult child can join the call.

One licensed advisor works with you from your first question to your application. You are not passed around a call center, and we never sell your information.

Who we help in Miami

Individuals: in Miami who need a plan of their own because their job does not offer one.
Families: with parents, kids and young adults who use English at work and Spanish at home.
Self-employed and 1099 workers: such as contractors, drivers, stylists and online sellers who handle their own coverage.
Small businesses: in Miami-Dade that want to look at employer-sponsored plans for their team.

How it works

Tell us who needs coverage. Call, message us on WhatsApp or book a video chat. Tell us who would be on the plan and which language your household uses.
A licensed advisor walks you through your options. We explain what is available, how the plans differ and what the carrier may ask about your health.
You decide, with no pressure. Take your time. If you want to apply, your advisor helps with the paperwork.

Ready when you are

Gather the names and birth dates of everyone who needs a plan.
List the doctors and medicines you use today.
Call (305) 333-1434 to talk with an advisor, in English or Spanish.

Our Sunrise office

Prime Health Consultants

1550 Sawgrass Corporate Pkwy, 3rd Floor, Sunrise, FL 33323

Phone: (305) 333-1434 · WhatsApp: (786) 675-7004

Hours: Mon–Fri 9 AM–9 PM · Sat 9 AM–8 PM · Sun 9 AM–5 PM

Get directions

Areas we serve: We also serve Miami Beach, Coral Gables, Hialeah, Doral, Kendall, Homestead, North Miami, Miami Gardens and Aventura. Our licensed agent Julio Fernandez is licensed in 30 states.

Questions from Miami residents

What does it cost to talk with an advisor?

Nothing. A conversation with a licensed advisor costs you nothing, and no one pressures you to buy.

My family speaks Spanish at home and English at work. Can we all be on one call?

Yes. Many Miami households mix both languages. Your advisor can switch back and forth, and a parent, spouse or adult child can join by phone or video.

Do you help with Medicare?

No. We sell private health insurance plans for people under 65, and we do not offer Medicare. For Medicare questions, contact Medicare at 1-800-633-4227 or Florida SHINE at 1-800-963-5337.

Can you help a small business in Miami-Dade?

Yes. We help owners compare employer-sponsored plans for their team, and we can also help with a plan of your own.

Do I have to come to your office?

No. Our office is in Sunrise, a drive from Miami, and you never have to visit. We work with you by phone, WhatsApp or video.

I work for myself in Miami. Can I still get a private plan?

Many self-employed people do look at private plans. Because they are medically underwritten, approval depends on your health history, and your advisor will tell you what to expect.

Are private plans right for everyone?

Not always. The carrier looks at your health history, and it can decline an application or exclude certain conditions. If a private plan is not a fit, we will say so.

Can I apply any time of the year?

Private plans can be applied for any time of year, so you do not have to wait for open enrollment. Approval still depends on the carrier.

Private health insurance in Florida COBRA alternatives in Florida Family health insurance Self-employed health insurance in Florida Small business health insurance Health insurance agent in Sunrise Esta página en español